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Cleff Instant

Paid in seconds.

Pay traders and affiliates over RTP and FedNow to bank accounts, or push-to-card to Visa and Mastercard debit cards. Any hour, any day, even at 2 AM on a Sunday.

24/7/365
delivery, weekends included
Seconds
to land on RTP, FedNow and cards
Debit cards
Visa and Mastercard, push-to-card
ACH
for banks not yet on RTP

Instant rails are enabled per firm after a short provider review. ACH works in the meantime. Not every bank supports RTP and not every debit card supports push-to-card.

Why teams switch

Payouts that never turn into a support ticket

The fastest rail for each payee

RTP or FedNow when the payee's bank is on the network, push-to-card for debit cards, and a standard bank transfer for every other US bank.

Nothing moves without you

Approve each payout by hand, or from your own risk system over the API. Cleff never starts a payout on its own.

Agent-ready

Hand your coding agent the Cleff Skill, MCP and llms.txt. One idempotent API call, signed webhooks and a sandbox do the rest.

How it works

Live in three steps, not three sprints

  1. 01

    Create and approve

    One API call per payout. Nothing moves until you approve it.

  2. 02

    They pick bank or card

    The payee opens a no-login link and chooses a bank account or a Visa or Mastercard debit card.

  3. 03

    Watch it land

    Live status for you and the payee, with a webhook on every change.

Who does what

Clear lines, so compliance can sign off

01

You (the firm)

Approve each payout. Own trader KYC and tax forms.

02

Cleff

Collects payout details on a hosted link, routes over the fastest rail, shows live status. Every firm passes business verification (KYB) before live payouts.

03

Trader or affiliate

Picks bank or card on the link. No account, no login.

FAQ

Questions teams ask before they switch

Something else on your list? We'll walk through it on a call.

Can a payout be reversed?

Instant rails are effectively irreversible, which is why you approve each payout before it is sent.

What if a payee's bank isn't on RTP?

They can still pick a standard bank transfer (ACH), which reaches any US bank in 1 to 3 business days.

How long until Instant is enabled?

Instant rails are enabled per firm after a short provider review. Start the review at signing and run ACH in the meantime.

Do we need to collect bank details ourselves?

No. Traders and affiliates enter them on the Cleff-hosted link, so they stay out of your systems.

Cleff Instant

Your next payout, in minutes

Built by founders from fintech, AI and prop firms, where rewards matter more than payroll.

  1. 1Book a 15-minute demo
  2. 2We run a sandbox payout with you
  3. 3We start go-live and your instant-rail approval
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